Free All-in-One
Financial Platform for Small Businesses
PROFIT provides all the financial tools you need in one place, saving your business $1,000+ per month.
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Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.
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All-in-One is simple and convenient
Free Checking Accounts
No hidden fees or minimum balance required. Sign up in just 10 minutes and get MULTIPLE checking accounts.
Free Employee Debit Cards
Eliminate expense reports by issuing your employees virtual or physical debit cards.
Free Bookkeeping & Auto-reconciliation
We create and manage your P&L, balance sheet, and cash flow statements so you can focus on growing your business.
Free Receipts Collection
When PROFIT cardholders spend they immediately get a text to reply with a picture of their receipt, we then match it to the correct transaction.
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Free Budgeting Software
Create and assign budgets to managers and easily add employee debit cards to your budgets in order to control spending.
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Free Bill Pay
Pay vendors via ACH, wire, or we can mail them a check on your behalf
How does it work?
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1. Sign up
Open a free checking account online in only 10 minutes.
2. Issue your team employee cards
Issue your employees physical or virtual cards and transfer money to their card in seconds from your business checking account or budgets.
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3. Spend as usual & we automatically start doing your bookkeeping
Our built-in accounting software automatically reconciles your transactions to your P&L, Balance Sheet and Cash Flow statements that WE BUILD AND MANAGE for you. (No need to use external accounting software)
4. We collect and match your receipts to the correct transactions
PROFIT cardholders are sent a text the moment they use their card to reply back with a photo of their receipt.
5. Track spend by employee, budget, and vendor
Conveniently track and control all your company's spend in one place.
Your Money & Data is Safe
Your Money & Data Is Safe
Deposits are insured up to $250,000 through our partner bank Evolve Bank & Trust Member FDIC.
U.S. Real Person Support
Call (800) 899-4054 and talk to a real customer support agent Mon-Fri 9am-5pm EST.
Security & Privacy
We use bank-grade security encryption. Customer privacy is also a top priority & your data is highly secured.
Our story
PROFIT was started by two small business owners who found banking costly and accounting software complicated to manage. They were fed up with paying for banking, accounting software, and bookkeeping services just to manage their Company’s finances.
Luckily these two Software Engineers combined banking, accounting software, and bookkeeping in ONE platform and provide it for free to small business owners, saving them $1,000+ per month.
Both founders are minority business owners who know what it’s like to be underserved hence why they offer PROFIT for free to all business owners. PROFIT’S mission is simple, “to make small businesses profitable”.
BANKING
Save on fees with our free business checking accounts
PROFIT bank accounts automatically sync your expenses and income with our accounting software.
FDIC Insured
No monthly fee or hidden fees
No minimum balance required
Open multiple checking accounts
ATM fees are reimbursed
Free ACH transfers
BOOKKEEPING
Free automated bookkeeping
We automatically begins to auto-reconcile your transactions to the P&L, Balance Sheet and Cash Flow statements that we build and manage for you using our built-in accounting software. (No need to use external accounting software)
Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.
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ACCOUNTING
PROFIT comes with free built-in accounting software
PROFIT's free built-in accounting software automatically syncs with your PROFIT bank accounts and employee cards. No pesky integrations required.
EMPLOYEE CARDS
Issue employee debit cards in seconds
Control how much your employees spend and track their spending in real-time. Eliminate employee reimbursements and expense reports.
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BUDGETING
PROFIT's built-in budgeting software prevents overspending
Create and assign budgets to managers and easily add employee debit cards to your budgets in order to control spending. No need to integrate with external budgeting software.
RECEIPT COLLECTION
We collect & match your receipts
Cardholders are sent a text the moment they swipe their card to reply back with a photo of their receipt. We automatically collect & match receipts to transactions, saving you valuable time.
Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.
BILL PAY
Pay vendors and receive payments via ACH, or wire. We can even mail your vendors a check for FREE.
Free ACH transfers
Free mailed checks
No incoming wire fees
Set up recurring payments
$25 per wire you send
TEXT-TO-FUND CARDS
Fund your employee debit cards on-the-go via text
Employees can text PROFIT their spend request and we forward it to you for approval. Reply "Yes" and their card gets funded immediately.
Employee
Employee
Budget Owner
OPEN AN ACCOUNT IN 10 MINUTES
Tell us about yourself
Tell us about your business
Get your PROFIT bank account
Applying will NOT affect your credit score in any way. We will NOT check your credit history.
Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.
Superior banking for superior results
FDIC insured
Bill Pay
Open an account in under 10 min.
No hidden fees
No minimum balance required
Bookkeeping & Auto-Reconciliation
P&L, Balance sheet and Cash flow statements
Auto-Receipt collection & matching
Text-to-Fund Employee debit cards
Other Banks
Applying takes less than 10 min, no credit check, no minimum balance, & no hidden fees.